《Start Late, Finish Rich》是美國作家David Bach於2005年出版的理財類書籍，其創作基於作者在金融領域的從業經驗及“Finish Rich”財富管理理念，旨在為因拖延或變故錯失早期理財機會的群體提供財務解決方案。
全書圍繞“減少開支、增加儲蓄、提升收入”三大原則展開，指導讀者通過識別“拿鐵因子”最佳化日常消費，並結合房地產投資、副業創業等方式積累財富。書中提供分步驟行動指南與實用工具，強調30至60歲人群通過系統性規劃仍可實現財務轉型，並傳遞“負債或年齡限制並非經濟獨立的阻礙”的核心觀點，鼓勵讀者立即行動重塑財務命運。
基本介紹
- 外文名：Start Late, Finish Rich
- 作者：David Bach
- 出版社：Broadway
- ISBN：9780767919463
內容簡介
Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?”
There IS hope, and help is here at last!
In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges.
Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it.
The Start Late, Finish Rich promise is bold and clear:
Even if you are buried in debt – there is still hope.
You can get rich in real estate – by starting small.
Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had.
You can start a business on the side – while you keep your old job and continue earning a paycheck.
You can spend less, save more and make more – and it doesn’t have to hurt.
David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.
